Pramod Rao

An explainer of Sanctions, it’s brief history, issues in global, regional and country level sanctions and complying with sanctions regime, and what India can think of and do about sanctions strategically

On Unclaimed assets, and the principles of Bona Vacantia, Escheat and Lapse as applied in India

The paper outlines:
- which financial information that a consumer is entitled to require being provided to herself or to a regulated receiving entity,
- the obligations of a financial information providers
- opportunities and challenges in achieving a complete aggregation of “financial information” and
- the implications of the proposed Personal Data Protection Bill

Explainer of legal underpinning of the Indian Currency

Explainer on StableCoins and issues relevant for evaluating appropriate regulatory responses

Why harnessing ODR makes sense for startups and established enterprises

A brief outline of all that’s happening in respect of dispute resolution - a must for every startup, established enterprises or ecosystems to consider embracing

The process of claims by successors of deceased financial consumers remains difficult to navigate, especially at a time when the family and those surviving the individual are coping with the loss of a loved one and still grieving.

Nominations facilities have provided a level of succor to the successors. However, these reflect a point-in-time view or status when the facilities were instituted and require being relooked at afresh and updated for the needs of the financial consumers and… Show more

The process of claims by successors of deceased financial consumers remains difficult to navigate, especially at a time when the family and those surviving the individual are coping with the loss of a loved one and still grieving.

Nominations facilities have provided a level of succor to the successors. However, these reflect a point-in-time view or status when the facilities were instituted and require being relooked at afresh and updated for the needs of the financial consumers and citizenry. Both the level of unclaimed funds or the tedious and time consuming legal process, and the current situation brought on by Covid-19 signal that a deeper review and recast is all too necessary.

The white paper proposes the measures for updated, revised and revamped nomination facilities. Show less

On Sahamati AA Ecosystem’s advanced, multi-tiered dispute resolution process which harnesses existing institutional processes and the parallel techno-legal advancement that has taken place: automated dispute resolution and online dispute resolution

Dealing with nomination facilities and joint ownership of three key financial products: bank accounts & FDs, demat accounts and mutual fund holdings. Also suggested reforms to help inheritors, successors and survivors.

Buyer beware, or caveat crypto, is the essential call that would be best to heed

Thoughts on norms for entry of corporate houses into banking business

Credit discipline and credibility of cheque payments don’t need crutches of criminality

A simplified explanation of banking business, a very complex system, broken down to basics

Essay included in the book: An Idea of a Law School - Ideas from The Law School (On Legal Education, Legal Profession and Access to Justice). The work is a collection of talks and papers presented during the Silver Jubilee celebrations of the first National Law School of India University (NLSIU), Bangalore.