Do you want to attack that mounting pile of debt, but just don't know where to start? Laura Adams, financial expert and host of the top-rated Money Girl podcast, is here to help. Getting out of debt might seem overwhelming, but it doesn't have to be—no matter how much you owe. Laura has come up with a 10-step plan to guide you through the smart moves you need to get rid of your debt for good. She'll first help you assess your own financial situation so you can create a doable, realistic plan. You'll then learn which debts to pay down first, and you will get tips on negotiating with creditors and paying off bills faster. Because staying out of debt is just as important as getting out in the first place, Laura also tells you how to boost your credit score, cut costs, and save money, which will ensure you have a debt-free and happier future. This special e-book edition also includes a preview of Laura Adams new book, Money Girl's Smart Moves to Grow Rich. Managing debt wisely is only one component of a healthy financial life. In Money Girl's Smart Moves to Grow Rich, Laura Adams covers the whole enchilada, including investing, buying real estate, reducing taxes, and all the other things you'll need to know once you have your debt under control and are ready to start putting your money to work. Early reviews are already praising the book as one that will enable you to "create a richer life – both financially and emotionally." (Publisher's Weekly)
It was free so I can't complain much. It's a nice little book that lays out a broad outline of ways to ameliorate debt. Some of them may be 'common sense' but sometimes you need it all organized. It's mathematically obvious that paying half of bills every two weeks pays more per year than paying fully monthly, but it's not something I would have thought of on my own, for example.
By the time I read this book, I was already pretty much out of debt, but I still found some of the tips here useful, especially for making sure that you don't get back into the same situation. There's really nothing in here, though, that can't be found elsewhere online for free. But I suppose it's a good place to start for those who don't know much about the subject.
quick read. lots of money resources to investigate. perfect timing for end of year: almost time to do taxes, setting new year's resolutions, post holiday diet for your wallet days, etc.
This book hss some good tips, but its def more for the person who has too much debt and can't pay their monthly bills. I found I knew most of the steps already. Notbad for a free read...